Are Montana banks really safe, conservative lenders that can easily weather a downturn? Now you can judge for yourself. The Bank Loan Performance site has aggregated FDIC filing information so you can quickly view total loan values, portfolio allocation, and delinquency rates for major U.S. banks.
Here's a quick summary of delinquency rates on banks with a major presence in Billings:
Since 2006, this page has been giving information, facts, stats, history, and opinions about the Billings, Montana housing market. This is also the home of the Housing Boom in Billings video series.
Comments and questions are welcome! You can contact Doug at this address:
Every year or two, I produce a documentary-style video taking a look at various aspects of the Billings housing market. Click the image below to go the Videos page:
Nothing on this page should be considered investment or professional advice. All attempts are made to present accurate information, however, mistakes can occur. Please let me know if you see any inaccurate or misleading informations.
If things go south I'm sure local banks will be in trouble.
There's been much to-do about how the locals were conservative with home lending, but the fact of the matter is big banks have taken a lot of the home mortgage market, leaving C&D and Commercial loans to the small and medium local banks. If those categories get hit, local banks will suffer.